Privacy Policy

Effective Date: July 17, 2026

D4 Mortgage ("we," "us," or "our") operates the website https://www.d4mortgage.com/. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for a mortgage, or interact with our services. We are a Texas-based mortgage company, and we respect your privacy and are committed to protecting your personal data.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

We collect information that identifies, relates to, describes, or is reasonably capable of being associated with you. This includes:

Personal Identifiers: Name, mailing address, email address, phone number, Social Security number, and driver's license number (collected securely during loan applications).
Financial Information: Financial account numbers, credit scores, employment history, income details, and asset information necessary to process mortgage loans.
Technical Data: IP address, browser type, operating system, and access times when you navigate our website.

2. How We Use Your Information

We use the information we collect to:

Process, underwrite, and manage your mortgage applications and loans.
Respond to your inquiries, support requests, or contact form submissions.
Verify your identity and prevent fraudulent transactions.
Comply with federal and state legal, regulatory, and licensing requirements (including Texas Department of Savings and Mortgage Lending rules).
Send you updates, administrative information, or authorized marketing communications.

3. Sharing Your Information

We do not sell your personal data. We only share your information with trusted third parties necessary to complete your transaction, such as:

Credit bureaus to obtain credit reports.
Appraisers, title companies, and underwriting platforms required to process your loan.
Regulatory or legal authorities when required by law.

4. Strict Mobile/SMS Privacy & Compliance Policy

Crucial Carrier Opt-In Language: We value your privacy regarding text messaging. No mobile information or phone numbers collected through our website forms or text campaigns will be shared, sold, or rented to third parties or affiliates for marketing or promotional purposes.

All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. If you choose to opt-in to receive text messages from D4 Mortgage, your consent is securely maintained and used exclusively for direct updates, information, and marketing from our team.

5. Data Security

We implement a variety of security measures, including encryption and secure socket layer (SSL) technology, to maintain the safety of your personal information. However, no electronic transmission over the Internet or data storage technology can be guaranteed 100% secure.

6. Your Rights & Choices

Depending on your location, you may have the right to request access to the personal data we hold about you, request corrections to inaccurate data, or opt-out of certain communications.

To opt-out of emails: Click the "unsubscribe" link at the bottom of any email we send.
To opt-out of text messages: Reply "STOP" to any text message received from us at any time.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Effective Date" at the top of this page. Your continued use of the site after updates are posted constitutes your acceptance of the revised policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

D4 Mortgage

Website: https://www.d4mortgage.com/

Phone: (281) 639-2988